As you know, many will cancel your credit card due to RM50 service tax per card. My first attempt to cancel the card failed. I called into one of the credit card customer service helpline. The CS told me either I write in or visit one of the branch to fill in a form. I was hoping she will fax me the form and I can fill to fax to the bank. No such service. I know one bank that provides this service.
I went to the bank, fill up the form and surrender the card to the bank officer. I hope that is the last I see the card. You need to clear payment before you can cancel.
One of my colleagues told me he did that last year. He went to the bank, fill up the form and surrender the bank card to the bank. However months later, the bank sent him a new card. He called the bank and asked but the CS could not help him. She told him to check with the HQ. The CS also told him that there is no charge to the card, she suggest he keeps it. How ridiculous.
One of my blogger friend suggested that we cc Bank Negara when we write in for cancellation. One important note, please registered the letter if you are sending in a credit card. You don’t want the mail get lost and end up in the wrong hands.
Well, I managed to cancel 1 and have 3 more to go. I need to move my monthly payments to the one I retained. Then I am done. No more owning more than 1 card even if they give me free!
wow…you very efficient….