October 2009

The Archives

About Credit Cards Cancellation
10.30.09 | Permalink |Experience| 1 Comment

As you know, many will cancel your credit card due to RM50 service tax per card. My first attempt to cancel the card failed. I called into one of the credit card customer service helpline. The CS told me either I write in or visit one of the branch to fill in a form. I was hoping she will fax me the form and I can fill to fax to the bank. No such service. I know one bank that provides this service.

I went to the bank, fill up the form and surrender the card to the bank officer. I hope that is the last I see the card. You need to clear payment before you can cancel.

One of my colleagues told me he did that last year. He went to the bank, fill up the form and surrender the bank card to the bank. However months later, the bank sent him a new card. He called the bank and asked but the CS could not help him. She told him to check with the HQ. The CS also told him that there is no charge to the card, she suggest he keeps it. How ridiculous.

One of my blogger friend suggested that we cc Bank Negara when we write in for cancellation. One important note, please registered the letter if you are sending in a credit card. You don’t want the mail get lost and end up in the wrong hands.

Well, I managed to cancel 1 and have 3 more to go. I need to move my monthly payments to the one I retained. Then I am done. No more owning more than 1 card even if they give me free!

Popularity: 3% [?]
RM50 Service Tax For Credit Card
10.25.09 | Permalink |Living| 10 Comments

I read in the newspaper that government is introducing RM50 service tax yearly per credit card, starting Jan 1. They cannot make up their minds, they stopped, they introduced, they stopped and introduce again. It is a never ending story. Make us do work only. I really hope they pull back this decision.

Poor me, I have to start cancelling all my credit cards again. It was not my fault to have so many, the credit card company just give me free of charge with no fees. I applied 1, they give me 2 both Masters and Visa. Some of them are just discount cards like the Ikea credit card I just applied.

Poor Credit Card’s sales staff, they will not get many people applying for credit cards next year. Everyone will want to save RM50. It will reduce credit cards sales job and it is not good for the country.

Poor people who had installments tie to their credit cards, they cannot do anything but to pay RM50 for nothing.

As for me, I have to start canceling my credit cards now….2 more months to go. Now which one should I keep? That’s the hard part.

Popularity: 3% [?]
Flavored Cigars
10.25.09 | Permalink |PP, Shopping| Comments Off

I do not know much about Cigars. The other day when I was shopping , I saw flavored cigars. Yeap there are orange flavored, coffee flavored, strawberry flavored and others, just like ice-cream. Of cos, ice-cream tasted better. There are also Black and Mild cigars. I really wondered if the cigars smoker will taste any of those flavors as they smoke.

Anyway, I would not want to try as I am not a smoker and I don’t encourage anyone to smoke either. Now the cigar industry is going all the way out to attract smoker to tryout these flavored cigars.

Popularity: 3% [?]
Catching Up With Reading
10.23.09 | Permalink |Myself| Comments Off

I am not a person who can read a book from cover to cover unless it is a comic book. I have read many books but never finished reading it. Most of the time I will scan read and skip chapters. Do you do that?

However I need to read to learn the latest and upgrade myself. I have so many books that I want to read but I don’t have a lot of time. Look at the stack of books I have to read to prepare my big task next year. I am already sweating now. I have been called to take up the Sunday School as a superintendent. So pray for me.

Not to mention, I also need to read books related to work. I am so glad with the technology today, I can just do a quick reading on the Internet for the latest techie news. Sad to say, many young people read a lot of stuff from the net but not actually reading a book. For me I still prefer the good old book.

Now I wished there is an osmosis process to transfer the books stuff to my brain just like that. Ok I am dreaming…..

Popularity: 2% [?]
Auto Insurance
10.23.09 | Permalink |Insurance, PP| Comments Off

I have been loyal to my auto insurance company because many years ago I had a major accident. My car was sandwiched in between. It was on Federal Highway. I was shocked and didn’t know what to do. My auto insurance was there to help me with my claims. It was fast and great customer service. They assisted me through the entire process of what to do. I stuck with them since.

Now they send me the auto insurance quotes yearly to remind me of my renewal. On top of that, they provide free break down services. I can say there are pretty reliable.

Popularity: 2% [?]
Car Accessories
10.19.09 | Permalink |Car, PP| Comments Off

Once I was looking for a car player in the car accessories shop. My goodness, there are so many selection available. I am not just talking about car player but all kinds of car accessories. They have spoilers, dash kits, body kits, grills, chrome bar, floor mats and many more.

Now I know why people would spend so much money beautifying their cars. It is an attraction I believed. At the end of the day, I believed they get some kind of satisfaction. It can be a hobby you know.

As for me, with so many options, I was a little confused on what to get. I went back to do more research on what I really want from a car player. Researching the market price is also important so that I get the best out of it.

Popularity: 3% [?]
Filtered Water
10.17.09 | Permalink |Living, PP| Comments Off

Our water today is not as clean as before. I have to say Penang water is getting worse and we need good filter to help make our water clean. Maybe a wf2cb Frigidaire PureSource2 filtration system will help. I heard it makes water taste good.

Water is very important to our body system. We need at least 8 glass of water per day. It flushes out our toxin in the body. However we need to drink clean water and not add toxin to our body.

With a good filtration system you can stop buying any bottled water. It can help you save cost too!

Popularity: 2% [?]
Durian Shell
10.12.09 | Permalink |Uncategorized| Comments Off

The other day, someone bought really delicious durian for us to eat from the Orang Asli plantation. It is good to eat durian together with friends.

I got to know that if we drink water from the durian shell, it can cool our body down after eating such heaty food. Eating mangosteen helps too.

Next I learn that if you wash your hands with water from the durian shell, it can get rid of the durian aroma from your little fingers. My friend told me that there is a chemical in the inside of the durian shell that will neutralize the smelly fingers. It really works!

Yeap I cannot resist eating durian! Yummy!

Popularity: 3% [?]
Exercise Reminder
10.12.09 | Permalink |Living, PP| Comments Off

Today someone reminded me to exercise. Well, I have been neglecting my exercise for a long time. It is a simple task of 15 minutes for once a week, it can saved a lot of medical bills in the long run. Exercise can reduce heart attack or high blood.

I must really sit and plan some time to do it. Probably I need to bring my children along too. I must say that exercise is better than any diet pills can ever give.

Well, a simple biology lessons for those who are into slimming. You consume a certain amount of calories, you need to burn away excess. The best way is to exercise! You can walk, run or jog. We don’t need expensive gym equipment to do that.

Popularity: 2% [?]
Sleepy Time Zone
10.07.09 | Permalink |Myself| Comments Off

I have a sleepy time zone. I get very sleepy when it is around 7pm – 10pm. The other day I had a meeting at 9:30pm and I was really sleepy at 8pm. I could hardly open my eyes. However I took a short nap but it was not sufficient. I had to wash my face.

After the meeting, I was so alert and not sleepy. I can go on working till very late up to 4am. What’s wrong with me? Even if I sleep early at 9pm, I still get sleepy the next day at 7pm.

Maybe I have the sleepy time zone. By the way, no matter how early I sleep, I still cannot wake up early in the morning. Yeah I am not a morning person. I am the owl!

Popularity: 2% [?]
ADHD
10.07.09 | Permalink |Children, PP| Comments Off

It is really sad to see a child having ADHD, Attention Deficit Hyperactivity Disorder. Although there is adhd medication to help the child to focus, it may not be the best approach. I would advise the parents to seek professional help, a doctor who specialized in ADHD.

If you discover your child has any ADHD symptoms, do get help. Behavior therapy or safe treatment can help the child. ADHD symptoms can be inattention, hyperactivity and impulsivity. One important thing to note that you are not alone and there is a lot of information on ADHD.

Popularity: 2% [?]
VOIP Phone
10.02.09 | Permalink |Technology| 1 Comment

Finally, I will get to use the VOIP phone. My company is implementing VOIP phone and everyone is excited. VOIP is calling using the network with voice and data capability.

Actually I tasted VOIP using my iPhone over skype. It goes through the internet to make a call. The quality is not bad and it is cheap. I used it often when I am travelling. I can call home when there is wifi available. Calling LAN line is free. I like this concept!

Popularity: 2% [?]
Orlando Vacations
10.02.09 | Permalink |PP, Theme Park, Travel| Comments Off

I always wanted to have one of those Orlando vacations. However I don’t seem to find any great deals on any airline. There are many attractive Orlando local deals. You can browse the great deals on OrlandoVacationOnline.com.

I like Orlando because it has all the major and world class theme parks in one state. If I were to go to Orlando, I would probably stay there for more than 1 month. Ha! It is the only way to get my tickets worth.

Let me know if you hear of any cheap airlines to Orlando.

Popularity: 3% [?]
Asbestos Danger
10.02.09 | Permalink |Health, PP| Comments Off

The other day I was watching a documentary of how a team of people work together to dismantled a huge stadium. One of the dangerous tasks was to remove the asbestos material underneath the flooring. If they drill into it, the asbestos dust can caused cancer or Mesothelioma to anyone who breathed it. It is highly toxic and lethal. The team was very careful wearing full protective suits for the removal.

If you have come into contact with asbestos, you may want to seek Mesothelioma doctors help. You can read all about it in MesotheliomaHelp.net. It is a very resourceful site.

Popularity: 2% [?]