I know many of you are playing Candy Crush. Here is a tip for you. If you cannot solve the level in your iPad, Android or iPhone, try doing it on your PC using the Facebook AppCenter. Many times I could pass the level using PC.
Somehow it is easier using the PC. Hope this tip helps you!
Popularity: 2% [?]
Lately I been hearing a lot of scam, investment scam, food scam, drug scam, apidexin scam and many more. Sigh, we don’t live in a safe world now because some people go to their evil ways to get money. Soon it will be difficult to trust anyone.
It is kind of scary for the future generation to come. I believed only God can change us human from bad to good. For you out there, don’t ever lose your good conscience and change into a monster. Get help!
Popularity: 7% [?]
I went down from Penang to KL during the Raya Holidays. My family wanted to stop at Ipoh McDonald like we always do. This time around, it was a little confusing due to the road changes along Ipoh. I wonder who design the road there. The road was split into 2, right going down to KL and left going into Ipoh.
Basically you have to make a choice at the split. You need to keep left if you want to go Ipoh. If you miss that, you have to make a U turn at Simpang Pulai that is quite far down. Same goes on the other side of the road. By the way, both roads are parallel but it has a divider between the 2. The way it is design is really confusing especially for newbie driving on this highway. So watch out!
By the way, the traffic was really bad going up north, Ipoh to Penang. Fortunately we are on the other side, was free flow all the way.
Popularity: 8% [?]
I received an electricity bill for my new condo last month cost RM1.70 and I thought I didn’t have to pay as the govt stated electricity bill under RM20, we do not have to pay. This month I received another RM3.00 but last month RM1.70 is added, totaling RM4.70. My new condo meter is still showing 0 kwh.
I went to the TNB office to seek clarification. Guess what the customer service told me. He said very loudly that the budget 2009 stated that you do not have to pay if the electricity bill is below RM20 with consumption. He repeated the 2 words “with consumption”. Can you believe that?
Does that mean, I have to use go and on a light bulb to ensure the meter have reading before I get it free? How absurd! If I do that, I will be wasting electricity, just to get it free.
Ooh, I just called from the TNB officer after I submitted a online complaint, the criteria is to use at least 5 kwh of electricity. Are they asking me to waste 5 kwh to enjoyed the RM20 rebate? *shake head*
Looks like, they are adding more criteria to this rebate to prevent customers from claiming. By the way, I do not see any of these criteria being published in the newspaper. If yes, do let me know. I cannot find any criteria in the TNB Website either.
The statement that support my dispute and I quote “As part of the Government’s effort to further reduce the financial burden of the lower income group, households which incur monthly electricity bills of RM20 or less, will not have to pay for electricity, for the period from 1 October 2008 to end of 2009.”
Now I may have to go to my condo to use 5kwh of power every month. TNB, you forced me to waste electricity!
Popularity: 13% [?]
I remembered in my school days, I was taught to keep to the left side when walking. It is just like how we drive. When I go up the stairs, I need to keep left. I wonder did you have the same teaching. I found many did not because in my work place hallway, people just walk however they like.
These tend to bang into me when they corner on the right side. Sometimes these people like to take short cut.
And then there is the escalator. Malaysian escalator has no standard. Some time the left side of the escalator goes up and sometimes the right side goes up. They are a confused lot.
At the escalator, people likes to stand in the middle blocking people who want to go down fast. Haven’t they learned to keep left and leave the right side for traffic flow? I believed in Singapore, signs are everywhere to make sure people are aware and do the right thing.
Keep left next time you walk yeah except when you are in a different country. Different county has different directions.
Popularity: 10% [?]
I am not very good with words and you can call me a lady with few words. In most of my management presentation, I used simple words and go straight to the point. I do not like to go around the bush and waste time.
Worst is when it comes to writing letters, I have no clue. It has been a long time since I wrote any letters.
However, if you are in the same category as I am and you need to write hardship letter to stop foreclosure, go to LetterofHardship.com. There are many templates and samples provided for you. It may help you to work out your financial debt. The key is to provide information on your situation and work out a plan to handle it. A lot of helpful information there.
Popularity: 12% [?]
Spawn supplement is mainly used for body builder. It combines a specific blend of two of the most powerful legal anabolics. Not all people can take it as it is a high risk supplement. If you have a medical conditions including hypotension, hypertension, heart, liver, or thyroid disease, diabetes, psychiatric disease, asthma, pernicious anemia, anxiety, depression, seizure disorder, cardiac arrhythmias, stroke, difficulty urinating, due to prostate enlargement, or if you are taking an MAO inhibitor or any other prescription drug.
If you really want to take this supplement, do seek your doctor advised. It cannot be taken for more than 30 days. It cannot be taken by anyone under the age of 21. If you are a professional or amateur athlete do not use this product as you could test positive for a urine or blood drug test.
Do be careful with this supplement!
Popularity: 9% [?]
This is not a paid post. I stumble upon this “How Stuff Works” website a long time ago and it is really helpful. Basically it tells you how stuff works. If you want to know how your air cond, digital clocks, car, calculator, computer functions, the website can give you great details.
If I want to learn about an electronic gadget, I can refer to this website. It helps me get things working.
I found this interesting article entitled How can an iPod set your pants on fire — literally? Read it and for those who own iPod, becareful. If you ever get stuck on a gadget, refer to How Stuff Works!
Popularity: 7% [?]
Someone asked me to blog about stocks trading in US. It is really simple to trade shares in US. All you need is to open an online trading account. There are couples of US online trading available like Ameritrade, eTrade, Scottrade and others. Each has its own pricing, benefit and T&C. You have to pay attention to Service Fee, Trading Fee and other administration fees.
Here is a chart that I have put up, note there may be changes to the fees:
|Minimum To Open An Account||$2000||$1000||$500|
|Minimum Account Balance||$0||$1000||$500|
|Trading Fee||$9.99 Unlimited Shares||$12.99 With Conditions||$7 Unlimited Shares With Conditions|
|Quarterly/Annual Account Maintenance Fee||$0/$0||$40/60||$0/$0|
|Wire Funds Out Fee Domestic/ International||$25||$25||$20/$40|
|Stocks Certificates Issuing||$50||$40 per certs||$250|
|Account Closing & Transfer Out Fee||$75||$60||$0|
|Other Fees||Other Fees||Other Fees||Other Fees|
My advice to you before selecting a trading account, do read their company portfolio and read customers’ review on their company.
After you have chosen an online trading account, you registered and open an account. You have to fill W8 BEN form. This form is to state that you are not an US Citizen, if you aren’t. You will be tax differently.
Do not play with Margin Options, switch it off. This option allows you to borrow money to invest in the shares. It can burn you deeply if your shares fall under its value. Interest is high.
With US shares, you can buy 1 unit. It is different from Malaysia where you need to buy minimum of a 1000. Of coz, it is a little crazy to buy 1 unit as you will be wasting transaction fees. Let say company XYZ share is US20. You can buy say 10 units and pay US200 + transaction fees.
Selling and buying is just a click of a button. The trading acct will provide you with tools like streamer that allow you to view the shares price live and online. You can set it to your targeted shares. For me, I am long term investor, I do not do any short selling. I buy and keep. However if the shares go up to a certain threshold, I may sell. Some shares do give out dividends when the company profits.
You can also set your target price on the trading tool. When it hits the target price, your shares will be automatically sold off. This is very useful especially when you cannot monitor US shares during the night time. Sometimes shares can hit the peak for short period of time and dropped quickly.
Lastly when you have profited and want to transfer money back, you can use wire transfer to bring money home to any local banks. You need to request your local bank swift code or ABA routing number. All local banks have it. In your trading account, you need to fill up your wire transfer information with ABA routing code, your local account number and other required information. Happy Investing.
Take note any investments, there are risks. Before diving into an investment, do your research. There are message boards (aka forum) from Yahoo or any other where a lot of people talk about the individual company. You can gain some information from it. There are also analyst reports to help you with. However it has a lot of financial terms which is difficult to digest.
Popularity: 11% [?]
Last night, I just got an email saying there is going to be a year end promotion for photobook. I promised some of you if I hear any good offers, I will let you know. Here are the offers for A3, 30×30, A4 Landscape, A4 Portrait & 21×21 photobook.
Lastly, they have the hardcover version but no price tags printed on their website. If you are interested, you can email them.
Hop over there now: http://www.photobook.com.my/ .
Popularity: 12% [?]
New discovery I made today. A few days ago, I made a photocopy of myKad. Today I looked at the photocopy and saw the word SALINAN (aka copy). Opps, I thought myKad had the word there, it will be fake if it does. I took a look at it and it didn’t…Phew. You figure it out, how it gets there. Try yours and see.
Popularity: 10% [?]
When my children are sound asleep, what do I do? Lately I have been watching a whole lot of TV or Internet surfing. Today I came across a very useful plug-in for my blog. The plug-in is called “Clean Archives”. Source: http://www.sporadicnonsense.com/archives/.
Basically what it does is create a page showing the table of contents of my entire blog. Pretty cool. Tada, here is it: http://mybabybay.com/blog/?page_id=363. It is also in my sidebar under Pages called My Archives.
It works for those bloggers who are using WP and have their own host. Sorry, not sure whether it can work for those hosting in blogspot or wordpress.
Ok, enough of computer nonsense, back to bed..zzzZZZ
Popularity: 11% [?]
Yesterday, my company organized a seminar by Lawrence Walter Ng. It is a very interesting seminar to motivate us. The main objective of this seminar is not motivation but how we should change our ways to serve our customers.
What is so cool about this seminar? Have you been to a seminar where everyone is motivated to participate, one way or another in a game, Q&A or volunteering to go up stage. There were more than 300 attendees. I must say the style of the trainer were very good. He is one of best speaker in Asia and he is a Malaysian. I am impressed by his work. There is just so much energy in the seminar.
If you are stress, depressed, not motivated with work/life or sad, just attend his seminar. He will teach you something that makes you see your life/problems in a different approach.
No Failures, Wrong Result, Change Strategy
There are no failures in life. We are not failures. However there are things we do that produces wrong result. Therefore we need to change strategy to produces the right results.
Often we hear these negative words:
- There are so many problems…
- I got scolded from my boss
- So difficult, cannot do…
- I don’t know…
- I’ll try …
- No Problem.
Change it to positive thoughts:
- There are so many problems -> There are so many challenges.
- I got scolded from my boss -> I got a message from my boss.
- Difficult -> Interesting.
- I don’t know. -> I find out.
- I’ll try. -> I do my best.
- No Problem -> My Pleasure.
By the way, he also gives out seminars to students who find problems in studying. The seminar is called “Art of Learning”. Pretty cool guy! He made me do a lot of silly things in the seminar itself that I never thought I will do.
More info here: http://www.lwseminars.com/seminar.htm
Popularity: 13% [?]
When I was in vacation, back in July, my yahoo account was hacked in to. I could not log in. It is partly my fault, because I didn’t really put an unbreakable password. You probably knock me on the head since I am from IT line, I should know better.
Anyhow, the account was open more than 10 years ago. I had all the chat/IM and my old geocities website, link to this account. My yahoo IM friends will be gone. It will mean that it will all vanish if I don’t get my account back. It seems like a total lost of connection, ha, just like your identity. Fortunately I still have MSN IM.
I tried, “forget your password link” in the yahoo login page. Obviously, that will not work, as hackers will change the information of your profile. Next I wrote to the security team, firstname.lastname@example.org. One of the admin requested some verification check like security questions and my postcode. It was more than 10 years ago, how would I remember what I put in? Anyway, I gave them a few answers but my postcode was easy, I only stayed with my parents when I was in KL.
After about 1-2 months, a whole lot of emails flying back and forth, finally, the admin send me a reset password. I had given up then but the good news came.
I heard a lot of cases that are in the same shoe as I am. By the way, for those who still can get into their yahoo account, it is time to update your profile and security question.
Here is what you have to do:
Popularity: 9% [?]
I received this through email. Drool over it. :drool: I will make my way there to locate them. Yum Yum. :good:
In Penang, Malaysia, the best place to get good durians is in the town of Balik Pulau, on the southwest corner of Penang Island. Balik Pulau is a 30 minute drive over the main range and has a lot of durian orchards.
The following is a selection of branded durians which I photographed during the 2004 and 2006 AsiaExplorers Durian Feasts.
“Number Eleven” is a very popular durian in the 70′s. It has creamy yellow flesh with a pleasant taste and a subtle smell.
The D604 was first cultivated by the late Mr. Teh Hew Hong of Sungai Pinang, Balik Pulau. The flesh is quite sweet, and has some “body” to it as the seed is small.
This durian originates in Sungai Pinang in Balik Pulau. The flesh has a bittersweet taste to it, with a touch of sourness. The one that I documented is a bit hard.
The flesh is darker than D600, like chrome yellow. Also slightly hard. Crispy, but the smell is not very strong.
Ang Sim (Red Heart)
Ang Sim is a durian with flesh which is quite soft and very sweet, and dark yellow in colour. It also has a nice aroma.
This durian takes the name of the late Mr Lau Khun Poh, who first budded it. Khun Poh has beautiful orangy flesh with a slightly bitter-sweet taste and a heavy aroma.
Hor Loh (Water Gourd Durian)
The flesh of the Hor Loh is very soft, dry and quite bitter. It has a sharp smell to it. Hor Loh was first cultivated at the Brown orchard of Sungai Ara. It got its name from its appearance resembling a “Hor Lor” pumpkin. If the durian hits the ground hard when it falls, the flesh tends to be bitter thereafter.
Ang Heh (Red Prawn Durian)
Ang Heh originates from Pondok Upeh, Balik Pulau, and has a round-shaped husk. The orange reddish flesh is highly aromatic, very soft with a bitter-sweet taste.
Xiao Hung (Little Red Durian)
Xiao Hung, whose name means “Little Red One,” originates in Sungai Pinang, Balik Pulau. The flesh has a bittersweet taste to it, with a touch of sourness. The one that I tasted for this write-up is a bit hard. There are only one or two seeds per section, but the flesh is thick.
Yah Kang (Centipede Durian)
Yah Kang is one of my favourite durians. Although its flesh is whitish, the taste is superb, milky, like very sweet, melting chocolate. The name “yah kang” means centipede, and accounts for the number of centipedes found at the foot of the tree, hence giving it the rather unusual name.
Bak Eu (Pork Fat Durian)
Bak Eu has a slightly acidic aroma. The flesh is whitish while the taste is quite bitter but nice.
D17 is dark cream flesh. The taste is slightly dry but sweet. It is a tasty durian.
This durian is gets its unusual name because it looks like two durians joined together, one big and one small. When split open, you almost thought the two halves belong to two different durians. Coupling has whitish flesh which is slightly dry but tastes good.
Ooi Kyau (Tumeric Durian)
The name Ooi Kyau (tumeric) describes the colour of the bright yellow flesh of this durian. It is very sweet and tasty.
Chaer Phoy (Green Skin Durian)
Chaer Phoy is shaped like a small canteloupe. The skin is bright green, giving it the name which means “green skin”. Chaer Phoy has creamy white flesh which is a bit dry, not too sweet but tasty.
Ang Jin (Red Yoke Durian)
As the name suggests, Ang Jin Durian has deep orange flesh. It is very sweet and tasty.
Lin Fong Jiau
This durian is named after Lin Fong Jiau, aka Mrs Jackie Chan. I wonder whether it is indicative of the relationship of the celebrity couple, for Lin Fong Jiau is a bittersweet durian, for too bitter for my liking. The flesh is whitish and wet.
Popularity: 11% [?]
My department arranged for a Fruity Friday as a team-building event. We went to Penang Tropical Fruit Farm. There is not much to see, only if you are interested in looking at fruit tree. I learn a lot about different types of fruit trees. There is a particular plant that the guide explains it can improve fertility and it is called “dukung anak”. You can use it to make tea and drink. It is a common plant that can be found everywhere. The seeds of the plant are beneath the leaves. Very interesting. Half the time the guide tells us that this plant can cure this and that. Not sure how true.
Anyhow, this place has plenty of fruits to eat. We went at the wrong time. July to August is the best season where there are lots of different fruits. We had banana, jambu, guava, jackfruit, local durian, pineapple, watermelon, papaya, dragon fruit, mango and honey dew. They also serve refreshing fruit juice. If that is not enough, you can also opt to try out their BBQ lamb, beef, fish, chicken, squid and satay. There are healthy salads too. I really enjoyed the healthy lunch to cleanse my system.
The fees, the BBQ lunch is RM28 & dinner is RM38. If you just want the fruits package, it is RM25. You need to call in to make a booking. More information here: http://www.tropicalfruits.com.my/packages.html .
Enjoy the fruity pics:
The BBQ Lunch
Yellow Mangosteen Tree
Dragon Fruit Tree – It is actually a type of cactus.
The red pineapple for deco.
Popularity: 11% [?]
Two month ago, TNB sent me a PINK letter saying they are going to cut my electricity if I do not pay the balance amount (“Tunggakan”). Usually my hubby settled all the bills using the Internet. We have statements to show we pay on time and the right amount. I was frustrated then because I thought my hubby delayed in paying. Anyhow, I asked him to go to the TNB branch and settled the matter. TNB told him many customers have these issue and they are working with the bank on it. How come this sounds so familiar?? :sc:
Last month, I took over paying the bills of the Internet. This month bill came and you see for yourself. What a booboo TNB did? I should send them a PINK letter to cut away the billing. :giggles:
Anyway, I need to cut down on electricity to bring it below RM43 so that I don’t taste the 12% increase. Here are some I can think off.
1. Take the children out to walk more often, cut down their TV hours.
2. Buy a bigger kettle to boil water for whole week.
3. Shower before the sun goes down, no need to switch on bathroom light.
4. Iron all the clothes bi-weekly or buy clothes that do not need ironing.
5. During a hot day, if need air-condition, hang around shopping malls.
6. Put more load into the washing machine.
Anymore bright ideas?
Popularity: 10% [?]
Seaweed has always been my favourite. I can eat the entire pack, yes few hundreds slices all at one go. My favourite soup is also seaweed soup, the real seaweed kind. In Cantonese, it is called “Kuan Po Hoi Choe”, you can ask the Chinese medical shop. I don’t know about you, but eating seaweed has made my hair black. I seldom get white hair and no need to dye. I never dye my hair too because I cannot stand the smell of the chemical.
Now in the market, brand new Japanese Crispy Seaweed, made in Thailand. Yes Crispy. It is very nice but only thing is, they put a little bit too much salt. It is not very healthy for children. Anyway snacks are never healthy. If you haven’t tried it, go get it from Tesco.
Popularity: 7% [?]
Yesterday was Dumpling Day. My neighbor made dumpling. My house was filled with the delicious aroma of those dumplings. They gave some to me. It was so good, wanted to ask for more. :giggles: I have been having dumpling for breakfast these few days.
I always wonder how they make it. Usually in the wet market here, they will have a special section that sells all the dumpling ingredients. I am always so tempted to buy and try it at home. If any of you know how to do it, please contribute your recipe on http://cookblog.mybabybay.com
Popularity: 12% [?]
This is a wake up post for all Malaysians. It is nothing new to Malaysian on how bad their driving ethics or skills are. Here is the non-exhaustive list:
Now when you are stop by the police because you got caught doing something illegal, like one of the above. What is the first thing you think off? Malaysians are very creative in finding many ways to escape from paying the fine. Think again. If you escape the hefty fine, please don’t complain about the above list, and tolerate every single one of them. If you cannot tolerate all the above, do drive with ethics and be considerate to others. :good:
Popularity: 10% [?]